Important Legal Notice
These Terms & Conditions govern your use of Smart Spend and form a binding agreement between you ("User") and ENDEVSOLS PVT LTD ("we," "us," or "our"). Please read them carefully before using our applications, APIs, or services.
1. Acceptance of Terms
By creating an account or using Smart Spend (operated by ENDEVSOLS PVT LTD), you agree to be bound by these Terms. If you do not agree, you must not use the Service.
2. Services Provided
ENDEVSOLS PVT LTD operates Smart Spend, which provides tools for recording income and expenses, managing budgets and bills, exporting reports, and accessing AI-powered insights.
Important: The Service is provided for informational purposes and is not financial advice.
3. User Responsibilities
- Provide accurate and complete registration and financial information
- Maintain the confidentiality of your credentials and devices
- Use the Service in compliance with laws and these Terms
- Ensure that expenses, bills, and budgets you record reflect your actual financial situation
4. Restrictions
Prohibited Activities:
- Do not attempt unauthorized access to the Service, its systems, or data
- Do not use the Service to harass, defraud, or harm others
- Do not upload harmful code, malware, or unlawful content
- Do not misuse alerts, notifications, or AI insights
5. Subscriptions and Payments
Some features may require payment. You agree to pay applicable fees and taxes. Third-party billing platforms may have their own terms that also apply.
6. Refunds
Refunds are handled according to our Refund Terms & Conditions. Purchases via app stores are subject to their policies.
7. Data & Privacy
We process your information as described in our Privacy Policy. By using the Service, you consent to our collection and use of your information.
8. Security
Security Measures Implemented:
- Hashed passwords
- Signed tokens
- Optional biometric verification
Important: No system is perfectly secure. Keep your devices protected.
9. Termination
We May Suspend/Terminate:
- If you breach these Terms
- For legal or security reasons
You May Terminate:
- By closing your account
- At any time
10. Limitation of Liability
Important Legal Limitation
To the maximum extent permitted by law, ENDEVSOLS PVT LTD is not liable for indirect, incidental, special, or consequential damages. Total liability will not exceed the fees paid by you in the six months preceding a claim.
11. Changes
We may update these Terms from time to time. Material changes will be communicated, and continued use constitutes acceptance.
12. Governing Law
These Terms are governed by the laws of Pakistan. Courts in Pakistan shall have jurisdiction, unless applicable local laws require otherwise.
13. Contact
Company: ENDEVSOLS PVT LTD
For questions about these Terms, email info@endevsols.com