Smart FinanceIn Your Pocket
SmartSpend's mobile app brings AI-powered financial insights wherever you go. Track expenses, receive smart recommendations, and reach your financial goals—all from your smartphone.
Everything You Need to
Master Your Finances
Smart Wallet Intelligence
Automatically categorize spending, surface insights, and keep a live pulse on your finances.
Key Capabilities
- Weekly spending breakdowns
- Monthly financial health score
- Smart spending alerts
- Income vs expense analysis
- Automatic categorization
Transactions
Unified transaction hub to track income and control expenses—see growth, detect overspending, and discover opportunities.
Key Capabilities
- Multiple income source tracking
- Salary & freelance income
- Investment returns monitoring
- Side hustle performance
- Tax-ready income reports
- Growth trend analysis
- Smart expense validation
- Overspending prevention
- Category-based tracking
- Receipt photo capture
- Budget impact analysis
- Spending pattern insights
Advanced Budget Planning
Create intelligent budgets that adapt to your lifestyle with multiple tracking modes and smart rollover features.
Key Capabilities
- Fresh budget mode (clean slate)
- Rollover mode (carry balance)
- New period mode (monthly reset)
- Sub-category tracking
- Budget performance analytics
- Monthly snapshot history
Bill Automation
Never miss a payment again with intelligent tracking, automated reminders, and seamless payment integration.
Key Capabilities
- Recurring bill detection
- Due-date reminders
- Auto-pay support
- Penalty avoidance
- Multi-account selection
- Receipt linking
Digital Receipt Vault
Keep receipts organized and searchable, attached to the right transactions.
Key Capabilities
- OCR text extraction
- Auto-attach to transactions
- Warranty & return tracking
- Search by merchant or tag
- Email-to-vault ingestion
- PDF export
Goal Achievement
Plan, fund, and track goals—automatically allocate contributions to hit targets.
Key Capabilities
- Smart monthly allocations
- Deadline-aware planning
- Risk-profile alignment
- Auto-rebalance contributions
- Missed-month catch-up
- Milestone notifications
Balance Sheet
Get a complete picture of your finances with comprehensive net worth tracking and wealth-building insights.
Key Capabilities
- Real-time net worth calculation
- Assets vs liabilities tracking
- Investment portfolio overview
- Debt reduction planning
- Wealth growth trends
- Financial health score
AI-Powered
Financial Intelligence
Experience the future of personal finance with advanced AI that learns from your habits and provides actionable insights.
AI Financial Coaching
Receive personalized financial advice tailored to your unique situation. The AI coach analyzes your expenses, income, spending habits, and goals to provide actionable recommendations.
Key AI Capabilities
- Personalized, jargon-free financial advice
- Actionable recommendations based on spending
- Analyzes habits and long-term goals
- Suggests immediate saving opportunities
Spending Insights
Transform raw transaction data into meaningful insights with natural language AI summaries. Discover your highest spending categories, identify saving opportunities, and understand trends in plain English.
Key AI Capabilities
- Natural language summaries of financial activity
- Identifies highest spending categories instantly
- Uncovers hidden saving opportunities
- Predicts future spending trends
Anomaly Detection
Advanced AI algorithms analyze your spending patterns to identify unusual transactions. Get instant alerts about potential fraudulent charges, forgotten subscriptions, or spending spikes.
Key AI Capabilities
- Real-time fraud and double-charge alerts
- Identifies forgotten recurring subscriptions
- Tracks spending spikes vs historical average
- 90-day behavioral trend analysis
Bill Optimization
AI analyzes your recurring bills and subscriptions to find money-saving opportunities. Get recommendations for cheaper alternatives, identify unused subscriptions, and discover better deals.
Key AI Capabilities
- Automatic detection of recurring bills
- Cheaper service alternatives
- Unused subscription alerts
- Tracks price changes on monthly services
Receipt Intelligence
Upload any receipt and watch our AI instantly extract all the important details: vendor name, total amount, date, and even category suggestions.
Key AI Capabilities
- Instant vendor and amount extraction
- Automatic date and category suggestion
- Eliminates manual data entry
- Supports photos and PDFs
Smart Goal Planning
Set ambitious financial goals and let AI create realistic saving plans. It calculates optimal monthly targets based on your income and spending history.
Key AI Capabilities
- Calculates realistic monthly saving targets
- Adjusts for income fluctuation
- Timeline estimation for goal achievement
- Motivational progress alerts
Simple, Transparent
Pricing
Choose the perfect plan for your financial journey. Upgrade or downgrade anytime with no commitments.
Free
Essential tools to get started
- Wallet & balances tracking
- Income/expense add + history
- Budget management
- Reminders & notifications
- Preferences customization
Pro Monthly
AI-powered financial intelligence
- Everything in Free
- Receipt Intelligence (OCR + auto-categorize)
- Spending Anomaly Detection
- Financial Coaching
- Goal Planning Assistant
- Spending Insights in natural language
- Bill Optimization Suggestions
- Balance sheet
- Data exporting
- Advanced alerts
Pro Yearly
Best value - 2 months free!
- Everything in Free
- Receipt Intelligence (OCR + auto-categorize)
- Spending Anomaly Detection
- Financial Coaching
- Goal Planning Assistant
- Spending Insights in natural language
- Bill Optimization Suggestions
- Balance sheet
- Data exporting
- Advanced alerts
All plans include 14-day free trial • No credit card required